WE CAN FINANCE YOUR NEW HOME, LAND, AND ALL IMPROVEMENTS INTO 1 MONTHLY PAYMENT WITH AS LITTLE AS 3.5% DOWN. LAYAWAY OPTIONS ARE AVAILABLE. IF YOU ALREADY OWN YOUR LAND, WE CAN FINANCE YOUR NEW HOME & IMPROVEMENTS WITH 0% DOWN.
We sell new and used manufactured homes. Our financing programs are structured to try to help someone, even with not so good credit. Easy Living is difference between your dream and the place you call HOME!!!!
Easy Living Homes
14 Hwy. 45 East
Humboldt, TN
(731) 784-5033
Manufactured housing is the fastest growing sector of the home building industry. They provide high energy efficiency, keeping your monthly costs low. They meet rigorous federal standards for building materials and safety. Unlike site-built homes, factory conditions allow for strict quality control procedures. You get guaranteed quality.
Protecting the privacy and security of your personal and financial information is as important to us as it is to you. We safeguard sensitive information that you have entrusted to us. We will not disclose information about accounts or transactions to outside parties unless there is an appropriate legal or business justification. WE DO NOT PROVIDE PERSONAL INFORMATION TO THIRD PARTIES FOR THE PURPOSE OF SOLICITATION.
We collect, retain, and use only as much information as we need for legitimate business purposes to administer our business or provide products, services, and other opportunities to you. We use information to protect and administer your records; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so we can provide you with quality products and superior service.
You do not have to provide any personal information to use our web site. However, if you choose to withhold requested information, you will not be able to submit a complete application for mortgage financing with our company. In addition, we may not be able to provide you with some of the other services dependent upon the collection of such information, such as ordering a credit report.
For loan applications, information regarding your financial status such as employment, income, assets, and monthly expenses voluntarily comes directly from you either in person, by mail or through our web site. For credit and repayment history, we utilize a third party such as a credit bureau. The information collected is utilized to assist us in making a credit decision regarding your loan request.
We are particularly careful to assure that your financial information is accurate, current, and complete in accordance with commercial standards. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. Standards and procedures are in place to help prevent unauthorized access to confidential information.
We preserve the content of your e-mail, your e-mail address and our responses so that we can more efficiently handle any follow-up questions you may have. We also do this to meet legal and regulatory requirements.
Manufactured Home Loans:
Find the Program that works BEST for YOU. Our Housing Consultants are there to Help you find a Program with You in mind.
FHA Program - The Federal Housing Authority (FHA) sponsored by the federal government, is designed to help first time home buyers qualify for a loan when a conventional loan isn't an option.
Home Only Loan - This loan is perfect for those that do not have land or choose not to use their land in when purchasing their home. Land/Home Program - With this program you can Finance Land and Home as a package. It's easy and convenient.
Land/Home Program - With this program you can Finance Land and Home as a package. It's easy and convenient.
No Down Payment Program - This program is designed for people that OWN their land free and clear (deed in their name) and use their land in place of a down payment (land in Lieu). However, a deposit is required to start the process to cover expenses such as Land Appraisal, Survey, and Title Search. These funds can be refunded to you as long as expenses are included in the loan.
Frequently Asked Questions
What is your interest rate?
Unfortunately we dont set the rates however, our Housing Consultants are trained to look out for the best possible rates and financing programs from our many local and national lenders whether its interest rate or terms of your loan.
What are the payments on a particular home?
There are several factors that determine payment:
Credit History, Credit Application, Amount Financed, Down Payment (Cash, Trade, Land), Employment History, Interest Rate, Years Financed (10,15,25,30)
